/* ============================================================
   PRAETOR — Private Insurance House
   Shared stylesheet · Concept presentation
   ============================================================ */

/* Self-hosted type — no external dependencies */
@font-face{
  font-family:"Cormorant Garamond";font-style:normal;font-weight:400;font-display:swap;
  src:url("../fonts/cormorant-garamond-latin-400-normal.woff2") format("woff2");
}
@font-face{
  font-family:"Cormorant Garamond";font-style:normal;font-weight:500;font-display:swap;
  src:url("../fonts/cormorant-garamond-latin-500-normal.woff2") format("woff2");
}
@font-face{
  font-family:"Cormorant Garamond";font-style:italic;font-weight:500;font-display:swap;
  src:url("../fonts/cormorant-garamond-latin-500-italic.woff2") format("woff2");
}
@font-face{
  font-family:"Cormorant Garamond";font-style:normal;font-weight:600;font-display:swap;
  src:url("../fonts/cormorant-garamond-latin-600-normal.woff2") format("woff2");
}
@font-face{
  font-family:"Marcellus";font-style:normal;font-weight:400;font-display:swap;
  src:url("../fonts/marcellus-latin-400-normal.woff2") format("woff2");
}
@font-face{
  font-family:"Inter";font-style:normal;font-weight:300;font-display:swap;
  src:url("../fonts/inter-latin-300-normal.woff2") format("woff2");
}
@font-face{
  font-family:"Inter";font-style:normal;font-weight:400;font-display:swap;
  src:url("../fonts/inter-latin-400-normal.woff2") format("woff2");
}
@font-face{
  font-family:"Inter";font-style:normal;font-weight:500;font-display:swap;
  src:url("../fonts/inter-latin-500-normal.woff2") format("woff2");
}

:root{
  /* Colour system */
  --obsidian:#0A0C0E;      /* primary background */
  --carbon:#101317;        /* raised panels */
  --hairline:#22262C;      /* borders, rules */
  --platinum:#F1EFEA;      /* headline ivory */
  --silver:#B9BEC6;        /* brand silver */
  --steel:#848B95;         /* muted body text */
  --white:#FFFFFF;
  --serif:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --display:"Marcellus","Cormorant Garamond",Georgia,serif;
  --sans:"Inter",-apple-system,"Segoe UI","Helvetica Neue",Arial,sans-serif;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  background:var(--obsidian);
  color:var(--steel);
  font-family:var(--sans);
  font-weight:300;
  font-size:16px;
  line-height:1.7;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{display:block;max-width:100%}
::selection{background:var(--silver);color:var(--obsidian)}

.wrap{max-width:1200px;margin:0 auto;padding:0 40px}
.eyebrow{
  font-size:11px;letter-spacing:.42em;text-transform:uppercase;
  color:var(--silver);font-weight:400;
}
h2,h3{font-family:var(--serif);font-weight:500;color:var(--platinum);letter-spacing:.01em}
h1{font-family:var(--display);font-weight:400;color:var(--platinum);letter-spacing:.02em}
.lede{font-size:18px;line-height:1.75;color:var(--steel)}
a{color:inherit}

/* ------------------------------------------------------------
   Buttons — one CTA across the house
   ------------------------------------------------------------ */
.btn{
  display:inline-block;border:1px solid var(--silver);color:var(--platinum);
  text-decoration:none;font-size:12px;letter-spacing:.22em;text-transform:uppercase;
  padding:14px 30px;background:transparent;cursor:pointer;
  font-family:var(--sans);font-weight:400;
  transition:background .3s var(--ease),color .3s var(--ease),border-color .3s var(--ease);
}
.btn:hover{background:var(--platinum);border-color:var(--platinum);color:var(--obsidian)}
.btn.small{padding:10px 20px;font-size:11px}

/* ------------------------------------------------------------
   Navigation
   ------------------------------------------------------------ */
nav{
  position:fixed;top:0;left:0;right:0;z-index:90;
  background:rgba(10,12,14,.82);
  -webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);
  border-bottom:1px solid var(--hairline);
}
.navin{display:flex;align-items:center;justify-content:space-between;height:76px}
nav .wrap{max-width:1400px}
.navbrand{display:flex;align-items:center;gap:20px;text-decoration:none}
.navbrand svg.mk{height:38px;width:auto;color:var(--silver)}
.navbrand svg.wd{height:12px;width:auto;color:var(--platinum)}
.navlinks{display:flex;align-items:center;gap:24px}
.navlinks a{
  color:var(--steel);text-decoration:none;font-size:11px;letter-spacing:.14em;
  text-transform:uppercase;transition:color .3s var(--ease);white-space:nowrap;
}
.navlinks a:hover{color:var(--platinum)}
.navlinks a.btn:hover{color:var(--obsidian);background:var(--platinum);border-color:var(--platinum)}
.navlinks a.active{color:var(--platinum)}
.navlinks .btn{margin-left:6px}

/* Mobile menu */
.navtoggle{
  display:none;background:none;border:none;cursor:pointer;padding:10px;
}
.navtoggle span{
  display:block;width:22px;height:1px;background:var(--platinum);
  margin:6px 0;transition:transform .3s var(--ease),opacity .3s var(--ease);
}
.mobilemenu{
  position:fixed;inset:0;z-index:80;background:rgba(10,12,14,.97);
  -webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);
  display:flex;flex-direction:column;justify-content:center;align-items:center;gap:8px;
  opacity:0;pointer-events:none;transition:opacity .35s var(--ease);
}
.mobilemenu.open{opacity:1;pointer-events:auto}
.mobilemenu a{
  color:var(--steel);text-decoration:none;font-family:var(--serif);
  font-size:28px;padding:10px 0;transition:color .3s var(--ease);
}
.mobilemenu a:hover,.mobilemenu a.active{color:var(--platinum)}
.mobilemenu .btn{font-family:var(--sans);font-size:12px;margin-top:26px;padding:16px 36px;letter-spacing:.22em}
.mobilemenu a.btn:hover{color:var(--obsidian);background:var(--platinum);border-color:var(--platinum)}
body.menu-open{overflow:hidden}
body.menu-open .navtoggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
body.menu-open .navtoggle span:nth-child(2){opacity:0}
body.menu-open .navtoggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ------------------------------------------------------------
   Home hero — video
   ------------------------------------------------------------ */
.hero-video{
  position:relative;min-height:100svh;display:flex;align-items:flex-end;
  overflow:hidden;border-bottom:1px solid var(--hairline);
}
.hero-video video,.hero-video .poster{
  position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;
}
.hero-video::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(10,12,14,.55) 0%,rgba(10,12,14,.15) 40%,rgba(10,12,14,.82) 100%);
}
.hero-copy{position:relative;z-index:2;width:100%;padding:0 0 96px;text-align:center}
.hero-copy h1{font-size:clamp(38px,5.2vw,68px);line-height:1.12;margin:26px auto 24px;max-width:860px}
.hero-copy .lede{max-width:520px;margin:0 auto 42px}
.hero-scroll{
  position:absolute;bottom:34px;right:40px;z-index:2;
  font-size:10px;letter-spacing:.4em;text-transform:uppercase;color:var(--steel);
  writing-mode:vertical-rl;
}

/* ------------------------------------------------------------
   Interior page banner — still image
   ------------------------------------------------------------ */
.banner{
  position:relative;min-height:72vh;display:flex;align-items:flex-end;
  overflow:hidden;border-bottom:1px solid var(--hairline);
}
.banner .media{position:absolute;inset:-8% 0;background-size:cover;background-position:center;will-change:transform}
.banner video.media{inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.banner::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(10,12,14,.62) 0%,rgba(10,12,14,.2) 45%,rgba(10,12,14,.88) 100%);
}
.banner .wrap{position:relative;z-index:2;width:100%;padding-bottom:76px;text-align:center}
.banner h1{font-size:clamp(32px,4.2vw,54px);line-height:1.14;margin:24px auto 20px;max-width:820px}
.banner .lede{max-width:560px;margin:0 auto}

/* ------------------------------------------------------------
   Sections
   ------------------------------------------------------------ */
section{position:relative}
.sect{padding:130px 0;border-bottom:1px solid var(--hairline)}
.sect.carbon{background:var(--carbon)}
.sect .head{max-width:640px;margin:0 auto 64px;text-align:center}
.sect .head h2{font-size:clamp(30px,3.6vw,44px);line-height:1.18;margin-top:24px}
.sect .head .lede{margin-top:20px}

/* Statement — two column quiet claim */
.statement .wrap{max-width:800px;text-align:center}
.statement h2{font-size:clamp(30px,3.6vw,46px);line-height:1.2;margin:24px 0 26px}
.statement p{max-width:640px;margin-left:auto;margin-right:auto}


/* Domain cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--hairline);border:1px solid var(--hairline)}
.card{
  background:var(--obsidian);padding:50px 38px;text-decoration:none;display:block;
  text-align:center;transition:background .3s var(--ease);
}
.card:hover{background:var(--carbon)}
.card .no{font-family:var(--serif);font-size:15px;color:var(--silver);letter-spacing:.2em}
.card h3{font-size:26px;margin:22px 0 14px}
.card p{font-size:14.5px;margin-bottom:24px}
.card .more{
  font-size:11px;letter-spacing:.24em;text-transform:uppercase;color:var(--silver);
  border-bottom:1px solid var(--hairline);padding-bottom:6px;display:inline-block;
  transition:color .3s var(--ease),border-color .3s var(--ease);
}
.card:hover .more{color:var(--platinum);border-color:var(--silver)}

/* Coverage rows — quiet definition lists */
.rows{border-top:1px solid var(--hairline)}
.row{
  text-align:center;padding:50px 0;border-bottom:1px solid var(--hairline);
}
.row .n{font-family:var(--serif);font-size:19px;color:var(--silver);letter-spacing:.14em;margin-bottom:12px}
.row h3{font-size:26px;font-weight:500;margin-bottom:12px}
.row p{font-size:15px;max-width:620px;margin:0 auto}

/* Two-column list of inclusions */
.inclusions{max-width:620px;margin:0 auto}
.inclusions li{
  list-style:none;font-size:14px;color:var(--steel);letter-spacing:.03em;
  padding:14px 0;border-bottom:1px solid var(--hairline);text-align:center;
}

/* Image band */
.band{position:relative;height:52vh;min-height:360px;overflow:hidden;border-bottom:1px solid var(--hairline)}
.band .media{position:absolute;inset:-10% 0;background-size:cover;background-position:center;will-change:transform}
.band::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(10,12,14,.28),rgba(10,12,14,.28))}
.band .caption{
  position:absolute;left:0;right:0;bottom:0;z-index:2;
}
.band .caption .wrap{display:flex;justify-content:center;gap:14px;align-items:center;padding-top:18px;padding-bottom:18px;border-top:1px solid rgba(241,239,234,.18)}
.band .caption span + span::before{content:"\00b7";margin-right:14px;color:var(--steel)}
.band .caption span{font-size:10.5px;letter-spacing:.34em;text-transform:uppercase;color:var(--platinum)}

/* The four-step review */
.steps{border-top:1px solid var(--hairline)}
.step{
  text-align:center;padding:58px 0;border-bottom:1px solid var(--hairline);
}
.step .n{font-family:var(--serif);font-size:40px;color:var(--silver);line-height:1;margin-bottom:14px}
.step h3{font-size:27px;margin-bottom:12px}
.step p{font-size:15px;max-width:620px;margin:0 auto}

/* Claims promise band */
.promise{text-align:center}
.promise .mk{height:64px;color:var(--silver);margin:0 auto 34px}
.promise h2{font-size:clamp(30px,3.8vw,48px);line-height:1.2;max-width:760px;margin:22px auto 24px}
.promise p{max-width:560px;margin:0 auto}

/* Page close — the single quiet ask */
.close-ask{padding:150px 0;text-align:center;border-bottom:1px solid var(--hairline);position:relative;overflow:hidden}
.close-ask .pat{position:absolute;inset:0;color:var(--platinum);opacity:.04;pointer-events:none}
.close-ask h2{font-size:clamp(32px,4.2vw,54px);line-height:1.15;max-width:720px;margin:24px auto 22px;position:relative}
.close-ask p{max-width:480px;margin:0 auto 44px;position:relative}
.close-ask .btn{position:relative}
.close-ask .eyebrow{position:relative}

/* ------------------------------------------------------------
   Introduction page
   ------------------------------------------------------------ */
.intro-head{padding:210px 0 90px;border-bottom:1px solid var(--hairline);text-align:center}
.intro-head h1{font-size:clamp(34px,4.4vw,56px);line-height:1.14;margin:24px auto 22px;max-width:800px}
.intro-head .lede{max-width:560px;margin:0 auto}

.doors .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:110px;align-items:start}
.door-label{font-size:11px;letter-spacing:.42em;text-transform:uppercase;color:var(--silver);margin-bottom:38px;text-align:center}

.field{margin-bottom:34px}
.field label,.group-label{
  display:block;font-size:11px;letter-spacing:.26em;text-transform:uppercase;
  color:var(--steel);margin-bottom:12px;font-weight:400;
}
.field input[type=text],.field input[type=tel],.field input[type=email]{
  width:100%;background:transparent;border:none;border-bottom:1px solid var(--hairline);
  color:var(--platinum);font-family:var(--sans);font-size:17px;font-weight:300;
  padding:10px 2px;outline:none;border-radius:0;
  transition:border-color .3s var(--ease);
}
.field input:focus{border-bottom-color:var(--silver)}
.field input::placeholder{color:#565C64}

.choice-row{display:flex;gap:14px;flex-wrap:wrap}
.choice{position:relative}
.choice input{position:absolute;opacity:0;pointer-events:none}
.choice span{
  display:inline-block;border:1px solid var(--hairline);color:var(--steel);
  font-size:12.5px;letter-spacing:.1em;padding:12px 22px;cursor:pointer;
  transition:color .3s var(--ease),border-color .3s var(--ease),background .3s var(--ease);
  user-select:none;-webkit-user-select:none;
}
.choice:hover span{border-color:var(--steel)}
.choice input:checked + span{border-color:var(--silver);color:var(--platinum);background:var(--carbon)}
.choice input:focus-visible + span{outline:1px solid var(--silver);outline-offset:2px}

.detail-field{display:none}
.detail-field.show{display:block}
.form-note{font-size:13px;color:#565C64;margin-top:26px;line-height:1.7}
form .btn{margin-top:20px}

.confirm{display:none;padding:40px 0 0}
.confirm{text-align:center}
.confirm .mk{height:54px;color:var(--silver);margin:0 auto 30px}
.confirm h2{font-size:clamp(28px,3.2vw,40px);line-height:1.25;margin:0 auto 18px;max-width:520px}
.confirm p{max-width:460px;margin:0 auto}

.direct{border-left:1px solid var(--hairline);padding-left:64px}
.direct .item{padding:26px 0;border-bottom:1px solid var(--hairline)}
.direct .item:first-of-type{padding-top:0}
.direct .k{font-size:11px;letter-spacing:.26em;text-transform:uppercase;color:var(--steel);margin-bottom:10px}
.direct a.v,.direct .v{
  font-family:var(--serif);font-size:26px;color:var(--platinum);text-decoration:none;
  transition:color .3s var(--ease);
}
.direct a.v:hover{color:var(--silver)}
.direct .sub{font-size:13px;color:#565C64;margin-top:8px}
.gatekeeper{margin-top:46px;font-size:13px;color:#565C64;line-height:1.8}
.gatekeeper a{color:var(--steel);text-decoration:none;border-bottom:1px solid var(--hairline);transition:color .3s var(--ease),border-color .3s var(--ease)}
.gatekeeper a:hover{color:var(--platinum);border-color:var(--silver)}

/* Long-form pages (privacy) */
.prose-wrap{border-bottom:1px solid var(--hairline)}
.prose{max-width:760px;margin:0 auto;padding:20px 40px 130px;text-align:left}
.prose h2{font-size:25px;margin:52px 0 16px}
.prose p{font-size:15.5px;line-height:1.8;margin-bottom:16px}

/* ------------------------------------------------------------
   Footer
   ------------------------------------------------------------ */
footer{padding:96px 0 44px}
.footbrand{
  display:flex;flex-direction:column;align-items:center;gap:19px;
  padding-bottom:60px;border-bottom:1px solid var(--hairline);
}
.footbrand svg.mk{height:43px;width:auto;color:var(--silver)}
.footbrand svg.wd{height:13px;width:auto;color:var(--platinum)}
.footcols{display:flex;justify-content:center;gap:110px;padding:60px 0 8px;text-align:center}
.fcol h5{
  font-size:11px;letter-spacing:.3em;text-transform:uppercase;color:var(--platinum);
  font-weight:400;margin-bottom:18px;
}
.fcol a{
  display:block;color:var(--steel);text-decoration:none;font-size:13px;padding:5px 0;
  transition:color .3s var(--ease);
}
.fcol .note a{display:inline;padding:0}
.fcol a:hover{color:var(--platinum)}
.fcol .note{font-size:12px;color:#565C64;margin-top:14px;max-width:240px;line-height:1.7;margin-left:auto;margin-right:auto}
.prose a{color:var(--silver);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--hairline);transition:color .3s var(--ease)}
.prose a:hover{color:var(--platinum)}

.legal-links{
  display:flex;flex-wrap:wrap;justify-content:center;column-gap:34px;row-gap:10px;
  padding-top:44px;
}
.legal-links a{
  font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--steel);
  text-decoration:none;transition:color .3s var(--ease);
}
.legal-links a:hover{color:var(--platinum)}
.legal{
  padding-top:26px;font-size:11.5px;color:#565C64;line-height:1.8;
  display:flex;flex-direction:column;align-items:center;gap:4px;text-align:center;
}
.legal span{max-width:880px}

/* ------------------------------------------------------------
   Motion — reveals, rules, logomark draw
   ------------------------------------------------------------ */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}
.reveal.d2{transition-delay:.16s}
.reveal.d3{transition-delay:.24s}
.reveal.d4{transition-delay:.32s}

.rule{height:1px;background:var(--hairline);transform:scaleX(0);transform-origin:left;transition:transform .9s var(--ease)}
.rule.in{transform:scaleX(1)}

/* Logomark self-draw on load (nav) — stroke traces, then settles solid */
@keyframes mk-draw{to{stroke-dashoffset:0}}
@keyframes mk-fill{to{fill-opacity:1}}
@keyframes mk-unstroke{to{stroke-opacity:0}}
.mk-draw path{
  fill:currentColor;fill-opacity:0;
  stroke:currentColor;stroke-width:12;
  stroke-dasharray:1;stroke-dashoffset:1;
  animation:mk-draw 1.4s var(--ease) forwards,mk-fill .5s ease 1.05s forwards,mk-unstroke .45s ease 1.45s forwards;
}
.mk-scroll path{
  fill:currentColor;fill-opacity:0;
  stroke:currentColor;stroke-width:12;
  stroke-dasharray:1;stroke-dashoffset:1;
}
.mk-scroll.drawn path{
  animation:mk-draw 1.4s var(--ease) forwards,mk-fill .5s ease 1.05s forwards,mk-unstroke .45s ease 1.45s forwards;
}

/* Reduced motion — settle everything immediately */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .reveal,.rule{opacity:1;transform:none;transition:none}
  .mk-draw path,.mk-scroll path{animation:none;fill-opacity:1;stroke:none}
  .banner .media,.band .media{transform:none !important}
  *,*::before,*::after{transition-duration:.01ms !important;animation-duration:.01ms !important}
}

/* ------------------------------------------------------------
   Responsive
   ------------------------------------------------------------ */
@media (max-width:1280px){
  .navlinks a:not(.btn){display:none}
  .navtoggle{display:block}
}
@media (max-width:1080px){
}
@media (max-width:900px){
  .wrap{padding:0 24px}
  .hero-copy,.banner .wrap,.intro-head .wrap{text-align:center}
  .hero-copy h1,.banner h1,.intro-head h1{margin-left:auto;margin-right:auto}
  .hero-copy .lede,.banner .lede,.intro-head .lede{margin-left:auto;margin-right:auto}
  .sect{padding:96px 0}
  .cards{grid-template-columns:1fr}
  .doors .wrap{grid-template-columns:1fr;gap:90px}
  .direct{border-left:none;padding-left:0;border-top:1px solid var(--hairline);padding-top:64px}
  .footcols{flex-direction:column;gap:44px;align-items:center;text-align:center}
  .fcol .note{max-width:280px}
  .hero-copy{padding-bottom:80px}
  .hero-scroll{display:none}
  .banner{min-height:64vh}
  .intro-head{padding:170px 0 70px}
  .close-ask{padding:110px 0}
}
@media (max-width:520px){
  .navbrand svg.wd{display:none}
  .choice-row{flex-direction:column}
  .choice span{display:block;text-align:center}
  .band{height:40vh;min-height:280px}
  .band .caption .wrap{flex-direction:column;gap:6px;align-items:center;text-align:center}
  .band .caption span + span::before{content:none;margin:0}
}

/* Footer social links (Contact column) */
.fcol .social{display:flex;justify-content:center;gap:18px;margin-top:10px}
.fcol .social a{display:inline;padding:0;font-size:11px;letter-spacing:.16em;text-transform:uppercase}